The Pradhan Mantri Awas Yojana (PMAY) continues to be one of India’s most impactful government schemes aimed at providing affordable housing for all. Launched in 2015, PMAY aims to construct over 2 crore houses for economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in urban and rural India.
As the PM Awas Yojana 2025–26 beneficiary list is being updated and released, millions of applicants are eager to know if their name is included, what benefits they will receive, and how to check the list online.
In this blog post, we’ll cover everything you need to know:
- What is PMAY?
- Who is eligible?
- How to check the PMAY List 2025-26
- How to track application status
- Benefits of being in the list
- State-wise updates
- FAQs
What is PM Awas Yojana (PMAY)?
The PM Awas Yojana is a flagship housing scheme launched by the Government of India in 2015 under the Ministry of Housing and Urban Affairs. The goal is “Housing for All” by building pucca houses with basic facilities like toilets, water supply, and electricity.
PMAY Has Two Main Components:
- PMAY-Urban (PMAY-U) – For urban areas
- PMAY-Gramin (PMAY-G) – For rural areas
Who Is Eligible for PMAY?
To be included in the PMAY 2025–26 list, you must meet the following eligibility:
General Eligibility Criteria:
- You must be a citizen of India
- You or your family must not own a pucca house anywhere in India
- The applicant must belong to:
- EWS (Income up to ₹3 lakh/year)
- LIG (Income ₹3–6 lakh/year)
- MIG-I (Income ₹6–12 lakh/year)
- MIG-II (Income ₹12–18 lakh/year)
- Priority to:
- Women (especially widows)
- SC/ST/OBC categories
- Senior citizens
- Disabled persons
- Transgender community
- Manual scavengers
PM Awas Yojana List 2025-26: What It Means
The PMAY list 2025-26 is a database of individuals approved for housing assistance under the scheme. If your name appears:
- You will receive financial aid (₹1.2–₹2.67 lakh or more depending on location)
- You may receive a subsidized home loan under the Credit Linked Subsidy Scheme (CLSS)
- You’ll be eligible for house allotment or construction based on your application
How to Check PM Awas Yojana List 2025-26 Online
For PMAY-Gramin:
Step-by-step to check list:
- Visit the official website:
🔗 https://pmayg.nic.in - Click on “Awaassoft” → “Stakeholders” → “IAY/PMAYG Beneficiary“
- Enter your PMAY registration number
- Click “Search”
- Your status will be displayed including name, sanction details, and installment progress.
If you don’t have a registration number:
- Click on “Advanced Search”
- Enter details like State, District, Block, Panchayat, and your Name
- You can view your entry in the list if approved
For PMAY-Urban:
Steps to check your name:
- Visit:
🔗 https://pmaymis.gov.in - Click “Search Beneficiary” → “By Name“
- Enter your Aadhar number
- Click on Show
- If your name is in the PMAY-U list, it will appear along with project details
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Documents Needed to Check or Apply
To verify your inclusion or apply for PMAY, keep these documents ready:
- Aadhar Card
- Income certificate
- Caste certificate (if applicable)
- Bank account details
- Property ownership or land documents
- Passport-size photo
- Mobile number linked with Aadhar
PMAY Benefits for 2025–26
If your name appears in the list, you’re entitled to:
| Benefit | PMAY-Urban | PMAY-Gramin |
|---|---|---|
| Financial Aid | ₹1.5 – ₹2.67 lakh | ₹1.2 – ₹1.5 lakh |
| CLSS (Loan Subsidy) | Yes (up to ₹2.67 L) | No |
| Subsidized Home Loan Rate | 6.5% for 20 years | N/A |
| House Ownership | In the name of woman (or joint) | Yes |
| Toilet, water, and electricity | Included | Include |
State-wise PMAY List Update for 2025–26
Here’s a quick look at some key states updating their PMAY list this year:
- Maharashtra – 3 lakh new beneficiaries added
- Uttar Pradesh – 5 lakh rural housing units approved
- Bihar & Jharkhand – Urban beneficiary list revised for 2025
- West Bengal & Odisha – Focus on cyclone-resistant housing
- Tamil Nadu & Kerala – Emphasis on flood-resilient home designs
You can check the list state-wise via your respective Panchayat office or state housing portal.
How to Track PMAY Application Status
After you’ve applied, tracking your application is simple:
➤ PMAY-G (Gramin):
- Go to: https://pmayg.nic.in
- Click on “FTO Tracking” or “Beneficiary Tracking”
- Use registration ID to track fund transfer or installment stage
➤ PMAY-U (Urban):
Reasons Why Name Might Not Appear in the List
- Incomplete application
- Mismatch in Aadhar details
- Already owns a pucca house
- Duplicate or fraudulent entry
- Application submitted after the cut-off date
Tip: Visit your local Gram Panchayat, Block Development Office, or Nagar Nigam if your name is missing and you believe you’re eligible
PMAY Helpline Numbers
- PMAY-G (Rural):
1800-11-6446 - PMAY-U (Urban):
1800-11-6163 - Email: support-pmayg@gov.in / helpdesk-pmay@gov.in
Latest Updates for PMAY 2025-26
- Over 3 crore homes completed since 2015
- Green building techniques being promoted
- Faster fund disbursal through Direct Benefit Transfer (DBT)
- New digital dashboards to improve transparency and tracking
- Some states offering additional state subsidies
Conclusion: Check and Claim Your Home Today!
If you applied for PMAY 2025–26, this is the best time to check your name in the official list. The central government has renewed its commitment to “Housing for All by 2026”, and thousands of new beneficiaries are being added every month.
Whether you’re in a village in Bihar or a metro city like Delhi, the dream of owning a home is no longer far away. Use the official PMAY portals, verify your status, and don’t miss out on the benefits if your name appears.